Swiss Money Map
The project "Swiss Money Map" has the aim to provide an analytical tool to monitor cash access points. This is particularly relevant in the era of decreasing transactional cash usage and increasing costs of cash withdrawals, respectively. We therefore hope to contribute to a comprehensive understanding of optimal cash circulation.
The project is a collaboration between researchers at the University of St.Gallen and is led by Dr. Tobias Trütsch.
ATMs and Bank Branches in Switzerland over time
Access to ATMs
Distance and travel time to the nearest ATM
Distance and travel time to the nearest ATM by population share
Access to Bank Branches
Distance and travel time to the nearest Bank
Distance and travel time to the nearest Bank by population share
Access to Post Branches
Distance and travel time to the nearest Post
Distance and travel time to the nearest Post by population share
Travel time
Filters
Distribution of average travel time by region
Travel time distribution by municipality type
Car Travel Distance
Filters
Distribution of average distance by region
Distance distribution by municipality type
Swiss Money Map
The project "Swiss Money Map" has the aim to provide an analytical tool to monitor cash access points. This is particularly relevant in the era of decreasing transactional cash usage and increasing costs of cash withdrawals, respectively. We therefore hope to contribute to a comprehensive understanding of optimal cash circulation.
The project is a collaboration between researchers at the University of St.Gallen and is led by Dr. Tobias Trütsch.
The project was inspired by similar initiatives in other countries such as:
Austria:
OeNB A spatial analysis of access to ATMs in Austria
UK:
Access to cash coverage in the UK
Australia:
How far do Australians need to travel to access cash?
France: French Money Map
Data, Definitions & Calculations
Data Sources
Population
The number of households in a hectare is based on the BFS dataset STATPOP . At the time of update, the most recent version of STATPOP is used. The dataset provides information on the population residing within a specific hectare. The sum of the hectare values can slightly deviate from the total population in a municipality as a) not all persons of a municipality can always be clearly assigned to a hectare what results in "residual population" and b) for data privacy reasons, there is a minimum displayed value. These statistical properties of the data should not have a strong impact on the overall results.
ATMs
The list of ATMs containing all Swiss ATMs provided by SNB.
Bank Branches
Bank branches contain all bank branches that offer cash service (banknotes/coin deposit/withdrawal) provided by SNB.
Post Branches
Post branches contain all post branches and post agencies that offer cash service (banknotes/coin).
Calculations of Distances/Travel Times
Distances are measured from the center of each hectare to the nearest access points, categorized by type, service, and transport mode.
For locations within a 500-meter radius of an access point, we calculate Euclidean distance based on the assumption that individuals will walk. Beyond this 500-meter threshold, we utilize the OSRM database to determine driving travel times to the 15 nearest access points. These car-based calculations assume an 8:00 AM departure with free-flowing traffic conditions.
Public transport travel times to the 5 nearest access points are calculated using the opentransportdata.swiss API. These estimates assume an 8:00 AM departure on a typical Monday morning, excluding initial waiting times and assuming no service delays.
Contact
Dr. Tobias Trütsch:
tobias.truetsch@unisg.ch
Data preparation, calculation & dashboard:
Novalytica AG